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Mortgage

ˈmɔrɡɪdʒ
Foarte Comun
~ 2700
~ 2700, Foarte Comun
Indicele de frecvență și importanță a cuvintelor indică cât de des apare un cuvânt într-o anumită limbă. Cu cât numărul este mai mic, cu atât cuvântul este folosit mai frecvent. Cele mai frecvent utilizate cuvinte variază de obicei de la 1 la 4000. Acest indice de importanță te ajută să te concentrezi pe cele mai utile cuvinte în timpul procesului de învățare a limbii.
jelzálog, jelzáloghitel, ingatlanfedezetű hitel, jelzálogjog

Semnificațiile lui Mortgage în maghiară

jelzálog

Exemplu:
She took out a mortgage to buy her first home.
Jelzálogot vett fel, hogy megvásárolja első otthonát.
The bank approved his mortgage application.
A bank jóváhagyta a jelzálogkérelmét.
Utilizare: formalContext: Real estate transactions, banking, financial services
Notă: In Hungary, a mortgage (jelzálog) is commonly associated with real estate financing and involves the property being used as collateral.

jelzáloghitel

Exemplu:
Many people rely on a mortgage loan to purchase property.
Sokan támaszkodnak jelzáloghitelt, hogy ingatlant vásároljanak.
A mortgage loan can have a fixed or variable interest rate.
A jelzáloghitel lehet fix vagy változó kamatozású.
Utilizare: formalContext: Banking, finance, property purchasing
Notă: The term 'jelzáloghitel' specifically refers to the loan obtained against the mortgage.

ingatlanfedezetű hitel

Exemplu:
He was advised to consider an asset-backed loan like a mortgage.
Azt tanácsolták neki, hogy fontolja meg az ingatlanfedezetű hitelt, mint a jelzálog.
An asset-backed loan can help you finance large purchases.
Egy ingatlanfedezetű hitel segíthet nagyobb vásárlások finanszírozásában.
Utilizare: formalContext: Finance, banking, investment scenarios
Notă: This term is broader and includes all types of loans secured by assets, including mortgages.

jelzálogjog

Exemplu:
The bank holds a mortgage on the property until the loan is paid off.
A bank jelzálogjogot gyakorol az ingatlanon, amíg a hitel ki nincs egyenlítve.
A mortgage lien is a legal right that the lender has over the property.
A jelzálogjog egy jogi jog, amely a hitelezőt illeti meg az ingatlan felett.
Utilizare: formalContext: Legal, real estate, banking
Notă: This term refers to the legal claim or right that a lender has on a property until the mortgage debt is settled.

Sinonimele Mortgage

loan

A loan is a sum of money that is borrowed and expected to be paid back with interest.
Exemplu: She took out a loan to buy her first house.
Notă: A mortgage specifically refers to a loan taken out to purchase real estate, while a loan can be used for various purposes.

home loan

A home loan is a specific type of loan used to buy a house or other real estate property.
Exemplu: They applied for a home loan to finance their new property.
Notă: A home loan is a more specific term that refers to a loan used exclusively for purchasing a home, whereas a mortgage can also be used for other real estate transactions.

property loan

A property loan is a loan taken out to purchase or invest in real estate properties.
Exemplu: The bank approved their property loan for the commercial building.
Notă: A property loan is a broader term that encompasses loans for various types of real estate transactions, while a mortgage specifically refers to a loan for residential real estate.

Expresiile și frazele comune ale Mortgage

Bite off more than one can chew

To take on a commitment or responsibility that is too big to handle.
Exemplu: John bought a bigger house than he can afford; he really bit off more than he can chew with that mortgage.
Notă: The phrase 'bite off more than one can chew' conveys the idea of overcommitting oneself, while a mortgage specifically refers to a loan for purchasing a property.

House poor

To be in a situation where a large proportion of one's income goes towards housing expenses, leaving little for other necessities or savings.
Exemplu: Ever since they bought their dream house, they've been struggling to pay bills; they're truly house poor now.
Notă: While 'house poor' relates to financial strain due to housing costs, a mortgage is the loan used to finance the purchase of a home.

Underwater mortgage

When the outstanding balance on a mortgage exceeds the current market value of the property.
Exemplu: After the housing market crash, many homeowners found themselves with an underwater mortgage, owing more than their home was worth.
Notă: An 'underwater mortgage' specifically refers to a situation where the loan amount is higher than the property value, unlike a regular mortgage.

Mortgage payment

The regular installment paid to the lender to repay a mortgage loan.
Exemplu: We need to make our mortgage payment by the end of the month to avoid late fees.
Notă: This phrase directly refers to the payment made towards the mortgage loan itself.

Mortgage broker

A licensed professional who acts as an intermediary between borrowers and lenders to facilitate mortgage transactions.
Exemplu: Before applying for a mortgage, it's a good idea to consult a mortgage broker to explore different loan options.
Notă: A mortgage broker assists in finding suitable mortgage options, contrasting with the concept of a mortgage as a loan.

Mortgage rate

The interest rate charged on a mortgage loan, affecting the overall cost of borrowing.
Exemplu: The low mortgage rates this year have encouraged many people to consider refinancing their loans.
Notă: While 'mortgage rate' relates to the interest percentage on a loan, a mortgage itself is the loan used for buying property.

Mortgage lender

The financial institution or individual that provides the funds for a mortgage loan.
Exemplu: The mortgage lender approved their loan application after verifying their financial documents.
Notă: A 'mortgage lender' is the entity providing the loan, distinct from the mortgage itself, which is the loan taken for purchasing a property.

Expresii de zi cu zi (argou) ale Mortgage

Mortgage hell

Mortgage hell refers to a situation where someone is experiencing significant financial stress or burden due to their mortgage, often caused by high interest rates or difficult repayment terms.
Exemplu: I've been stuck in mortgage hell for years due to high interest rates.
Notă: The slang term 'mortgage hell' amplifies the negative emotions associated with having a mortgage, highlighting the intense struggle or difficulty the individual is facing.

Loan shark's delight

When something is referred to as a 'loan shark's delight', it means that it involves high-interest rates or unfavorable loan terms that benefit the lender at the expense of the borrower.
Exemplu: That adjustable-rate mortgage felt like a loan shark's delight with its increasing interest rates.
Notă: 'Loan shark's delight' has a more negative connotation compared to a standard mortgage, emphasizing the predatory or exploitative nature of the loan terms.

Mortgage trap

A mortgage trap describes a situation where a person feels confined or stuck in their mortgage due to financial constraints, inability to refinance, or unfavorable terms.
Exemplu: I feel like I'm stuck in a mortgage trap with no way out.
Notă: Unlike a regular mortgage, a 'mortgage trap' implies a sense of entrapment or being caught in a difficult situation without easy solutions or escape routes.

Mortgage burden

A mortgage burden refers to the financial strain or pressure imposed by one or more mortgages on an individual, making it challenging to meet other financial obligations.
Exemplu: The mortgage burden of maintaining two properties was weighing heavily on him.
Notă: While a mortgage itself signifies a financial obligation, 'mortgage burden' emphasizes the overwhelming or oppressive nature of the financial responsibility.

Debt dungeon

A debt dungeon is a situation where an individual feels trapped or overwhelmed by various debts, including mortgages, making it difficult to achieve financial freedom.
Exemplu: With a mortgage and student loans, he felt like he was descending into a debt dungeon.
Notă: 'Debt dungeon' suggests a deep, dark, and inescapable situation of indebtedness, emphasizing the psychological and emotional burden associated with multiple debts.

Mortgage - Exemple

The couple took out a mortgage to buy their dream home.
A pár jelzálogot vett fel, hogy megvegyék álomotthonukat.
He lost his house because he couldn't keep up with the mortgage payments.
Elvesztette a házát, mert nem tudta tartani a lakáshitel törlesztőrészleteit.
The bank offered a low interest rate on their mortgage.
A bank alacsony kamatozású jelzáloghitelt ajánlott.

Gramatica Mortgage

Mortgage - Substantiv (Noun) / Substantiv, singular sau masă (Noun, singular or mass)
Lemă: mortgage
Conjugări
Substantiv, plural (Noun, plural): mortgages
Substantiv, singular sau masă (Noun, singular or mass): mortgage
Verb, timpul trecut (Verb, past tense): mortgaged
Verb, gerunziu sau participiu prezent (Verb, gerund or present participle): mortgaging
Verb, persoana a 3-a singular prezent (Verb, 3rd person singular present): mortgages
Verb, forma de bază (Verb, base form): mortgage
Verb, prezent non-persoana a 3-a singular (Verb, non-3rd person singular present): mortgage
Silabe, Separație și Accent
mortgage conține 2 silabe: mort • gage
Transcriere fonetică: ˈmȯr-gij
mort gage , ˈmȯr gij (Silaba roșie este accentuată)

Mortgage - Importanța și frecvența utilizării

Indicele de frecvență și importanță a cuvintelor indică cât de des apare un cuvânt într-o anumită limbă. Cu cât numărul este mai mic, cu atât cuvântul este folosit mai frecvent. Cele mai frecvent utilizate cuvinte variază de obicei de la 1 la 4000.
mortgage: ~ 2700 (Foarte Comun).
Acest indice de importanță te ajută să te concentrezi pe cele mai utile cuvinte în timpul procesului de învățare a limbii.